There are many reasons why someone may consider getting auto insurance with our team of insurance professionals at Luft Insurance Agency in Escanaba, MI. Some of the catalysts behind getting auto insurance may be for practical purposes like protecting yourself against liability in the event of an automobile accident where you are found at fault or covering expenses related to the theft of the vehicle. Other factors may be more cosmetic or frivolous desires that lead you to look into auto insurance.

Although every insurance policy has terms and conditions that vary, car coverage tends to have some standards that make it easier to predict what may or may not be covered by a policy. For more specialized information, you should always speak with an insurance agent at our agency about your policy. If your policy doesn’t provide what you want or need, you can discuss how other policies may be a better fit for you with our qualified professionals.

Can Auto Insurance Cover Upgrades?

If you’ve recently experienced a car accident, it can be a headache to sort through everything that you need to accomplish and consider. After your car has been through the wringer, you might wonder if you can use your insurance to cover not only repairs but also fashionable upgrades that would enhance the performance or appeal of your vehicle. Although some insurance policies may offer coverage for upgrading your vehicle, many policies will only cover necessary repairs related to qualifying events like an accident. Even if your car has seen better days aesthetically, a car insurance policy is unlikely to cover purely cosmetic changes unless you have specialized custom coverage.

To discover how our policies can protect your car, call our office at Luft Insurance Agency in Escanaba, MI today!