If you’re a new RV owner, chances are you have questions about insurance coverage. You want adequate protection but aren’t sure what coverage would be right for you. At Luft Insurance Agency, we’re more than happy to answer your questions and help you make good insurance choices. Here’s why RV insurance is essential in Escanaba, MI, and why you should have adequate coverage.

Protection against Crashes

Collision insurance covers your RV against collision damage. Even small dents can be costly to repair on an RV. Imagine how a major crash in Escanaba, MI will affect your finances if you have to pay your repair costs out of pocket.

Protection against Theft & Non-Collision Damage

If your RV is stolen at home or on the road, comprehensive insurance compensates you for its market value. It also covers damage to your RV from fire, inclement weather, or vandalism.

Protection against Total Loss

Total loss coverage helps cover the cost of replacing your RV if it’s destroyed by fire, collision, or other covered peril, so you don’t lose out on your investment.  

Protection against Breakdowns

Roadside assist coverage helps cover the cost of towing your RV to a repair shop if it falters during your travels, so you’re left stranded in the middle of nowhere.

Meet Insurance Requirements   

Michigan requires that RV drivers have minimum liability coverage by law. Liability insurance covers injuries or damage to other drivers in accidents that are your fault. If an accident you cause leads to a lawsuit, liability insurance helps cover your legal costs.

By compensating you for your vehicle repairs or the repairs and injuries of other drivers, RV insurance can save you thousands of dollars out of pocket. To purchase your RV insurance policy, call Luft Insurance Agency today.