Although Medicare is an essential part of the social services offered in the US, most people find that Medicare alone is insufficient to care for all of their healthcare needs as they age. Medicare supplement policies are a great way to ensure you are fully covered for your medical needs. The folks at Luft Insurance Agency, serving Escanaba, MI, and the surrounding areas, are here to help you learn more. 

What Are Medicare Supplements?

Medicare supplements are a type of insurance policy you can purchase to cover medical expenses not usually paid for by traditional Medicare. There are several different types of medical expenses that Medicare does not pay for. If you depend on Medicare to pay for all your medical expenses as you age, you might discover that you are coming up short. 

A Medicare supplement will fill in gaps so you are always adequately covered. 

What Types of Services Will Supplemental Insurance Pay For?

In general, supplemental or Medigap insurance will help pay for many out-of-pocket expenses once Medicare has paid its part. It would be best if you kept in mind that most Medigap policies will help pay for the costs that are left unpaid. The policies often do not pay for non-covered services. 

What About Services That Medicare doesn’t cover?

If you are concerned about services not covered by Medicare, then you should talk with an insurance representative. These professionals can advise you on how to get the coverage you need. 

If you want to learn more about Medicare supplements, please get in touch with us at Luft Insurance Agency, which serves Escanaba, MI, and the surrounding areas. We will be happy to answer your questions.