If you want to learn more about Medicare supplements, as well as PDP (prescription drug plan) insurance, there are a few places that you can go to in Escanaba, MI. One is Luft Insurance Agency.
If you qualify for Medicare, you might be a little bit confused about what your options are. This is why it is a good idea to get some guidance regarding coverage. Original Medicare includes Part A, which is hospital insurance, and Part B, medical insurance. Part D involves the coverage of prescription drugs and is given to individuals by private insurance companies. Part D is classified under the category of supplemental insurance, and it can be on a person’s plan as an addition to original Medicare. An individual on this plan will be able to choose from a variety of drug plans, each with its own list of covered prescriptions.
There are other types of Medicare supplemental insurance as well. For example, you can choose Plan C, also known as the Medicare Advantage plan. Private insurance companies offer it, and there are many benefits to having it. The Medicare Advantage plan will combine the benefits of Parts A and B of Medicare, and often Part D. You can get all of this as one health plan, and you might even get additional benefits as well, including vision and dental coverage.
Essentially, you should get whatever options will cover you the best and require you to spend the least money, given your set of medical needs.
If you are interested in learning more about Medicare supplemental insurance and PDP, you should feel free to contact the professionals at Luft Insurance Agency. They will be able to answer any questions you might have about this type of insurance and give you guidance about what plan you might want to choose.