How Much Health Insurance Do I Need?

Health insurance is a necessity we all need. At Luft Insurance Agency, our agents work with Michigan residents to find the right health insurance types that meet their needs. From traditional policies to health savings accounts, the agency offers various policies to provide each customer with the insurance they need for themselves and their family.

Coverage For Yourself and Your Family

No one expects to be sick. With the ever-rising cost of healthcare, even a short-term illness can be costly. Health insurance will cover most of your medical expenses once you have taken care of your co-pay. This can be a lifesaver if you or a family member have a chronic illness that requires long-term care and regular visits to your doctor.

Pre-existing Conditions

Pre-existing conditions were not covered in the past. Today, however, more and more insurance agencies are covering them. This gives individuals a chance to get the coverage they need without having to worry about whether or not all of their issues will be sufficiently cared for.

Supplementing Medicare

After people reach the age of 65 and sign up for Medicare, they quickly learn about their coverage gaps. Many opt to purchase supplemental policies to help fill out their coverage. There are multiple supplemental packages to choose from. Discussing your options with your agent will help you get the coverage you need.

In Escanaba, MI, Luft Insurance Agency agents are always available when you have questions about health insurance. Whether you are buying additional coverage or purchasing one for yourself and your family, you will have questions. Get the answers you need by calling the office at your earliest convenience. They can guide you through the process!