When it comes to boating in Michigan, residents can enjoy numerous safe and fun activities on and around the water. From cruising the lakes on a boat to relaxing in a private cove, there are endless possibilities for enjoying our great state on the water.

However, numerous hazards come with being on the water, and those who choose to boat in Michigan should be aware of the risks and safety precautions required. If you’re a resident in the Escanaba, MI area, Luft Insurance Agency is here to share vital information about the most common boating hazards and avoid them.

Wear your life jacket.

It is illegal not to have a life jacket for everyone on your vessel. According to the Michigan Department of Natural Resources, over 86% of drowning victims in boating accidents were not wearing a life jacket. Wearing a life jacket is the best way to stay safe while boating–3/4 of boating fatalities are from drowning, and life jackets cut the risk of drowning by over 50%.

Stay sober.

If caught drunk while operating a boat, you can be fined and even arrested. Being drunk makes it hard to balance, see, and react. It also increases the chance of cold-water shock if you fall in.

Inspect your vessel regularly.

In addition to ensuring you have the proper safety equipment like life jackets and a fire extinguisher, you must check your boat regularly for any signs of wear and tear. Ensure you keep a well-stocked first aid kit on board and a radio and flares. You don’t want to be stranded on the water with nothing to help you survive while waiting for help to arrive.

Boat trips can go wrong in many ways, but a good insurance policy can help. Contact your local Escanaba, MI experts at Luft Insurance Agency to learn more.