Do I Need RV Insurance?

If you’ve recently purchased, or are considering purchasing a recreational vehicle, you may wonder if you also need RV insurance. At Luft Insurance Agency, serving the Escanaba, MI area, we’re proud to help you find the right insurance policy for you and your needs. Everyone deserves the financial safety net that good insurance provides, whether for your home, car, motorcycle, or even RV. We’ll help you work out the minimum required insurance and also help you decide what upgrades are right for you.

Much like standard auto insurance, insurance coverage for a recreational vehicle is also required by law. Every state requires you to have a minimum of liability coverage if the vehicle is to be driven on the road. It is worth knowing, however, that this applies to self-propelled vehicles. In the case of a towable RV such as a camper, travel trailer, or fifth wheel, the liability coverage extends from the vehicle used to tow the RV. This basic coverage helps keep you financially safe in an accident and is the minimum you should travel with.

Contact us at Luft Insurance Agency today, and we’ll help you get set up with a good RV insurance policy that suits your needs. We’re proud to serve the Escanaba, MI area and will help you track down the perfect policy for you. You deserve peace of mind when traveling in your RV, and a solid insurance policy is a significant first step toward protecting your physical vehicle and your future financial health in the event of an accident.