Taking a boat out on the lake or other water source can be a lot of fun. More often than not, you won’t run into any unfortunate mishaps. However, on the rare occasion, something occurs, you want to ensure that you are protected with boat insurance from Luft Insurance Agency. Boat insurance in Escanaba, MI is designed to protect boat owners and their vessels in a variety of situations. Here are some of the most common boat insurance claims made.

Collision

Significant damage can occur if your boat collides with another boat or object. Oftentimes, boats collide with underwater objects like debris or a buoy. However, collision coverage will cover damage associated with collisions with these objects or another watercraft. You can help avoid many accidents with underwater objects by installing a GPS and special sensors.

Injury

Boat-related injuries can occur for a number of reasons, such as inexperienced sailing, strong waves, etc. The individual who is operating the watercraft should be experienced in doing so. In fact, it is recommended to take boat safety courses. If medical expenses are accrued as a result of an injury, a boat insurance policy tends to cover these expenses.

Theft

Boat-related problems do not only occur when you’re on your watercraft, as your boat could be stolen from the marina while docked. The same is true for any objects you have on board your boat. Luckily, boat insurance covers the theft of your boat or onboard items. However, to increase the protection of your watercraft and personal possessions, consider installing a boat security system. You should also never keep valuables on your boat.

If you are in need of boat insurance coverage in Escanaba, MI, contact Luft Insurance Agency for professional assistance.